Merchant Cash Advances from $5,000 to $500,000. With our experienced funding specialists, in-house underwriters, and real-time support, your business can secure working capital fast — often the same day.
$250M+
2–4 Hours
A+ Rated
Funded to Businesses
Average Approval Time
Satisfaction Rate
Businesses Funded
We've streamlined the entire process to get you capital quickly. No waiting weeks for bank approvals. No mountains of paperwork. Just fast, straightforward funding.
Complete our streamlined application in minutes. No lengthy paperwork or complex financial documents required upfront — just basic business info and recent bank statements.
Our experienced funding specialists review your application and analyze actual revenue and cash flow — not just your credit score. We look at real business performance.
If pre-approved, you'll receive personalized funding options tailored to your revenue and business profile — with transparent terms and no hidden fees.
Accept your offer, e-sign agreements via DocuSign, and funds are wired directly to your business bank account — often the same business day.
Here's what sets us apart and keeps our clients coming back again and again. Speed, transparency, and real relationships — not just transactions.
Get an offer in as little as 2–4 hours. Our experienced funding specialists, in-house underwriters, and technology-driven process mean you never wait weeks for an answer.
We look at your real business performance — not just credit scores. Revenue, cash flow, and time in business matter more than a number on a report.
Payments move with your revenue. When business is slower, you pay less. No fixed monthly payments weighing you down — just funding that works with your cash flow.
Real people, not robots. Your dedicated funding specialist guides you from application to funding and stays available Mon–Fri, 9AM–8PM EST.
Access the capital your business needs without giving up ownership or equity. You stay in full control while we help fuel your growth.
Once 50% of your advance is repaid, you're eligible for renewal — typically at better terms. We're invested in a long-term relationship with your business.
We provide flexible funding solutions for businesses across all sectors. If your industry isn't listed, we likely fund it — contact us to check your eligibility.
We likely fund it — check your eligibility in minutes.
We do not fund: auto dealerships, law firms, gas stations, marijuana, real estate, non-profits, or businesses in Hawaii, Alaska, Puerto Rico, or Canada.
Most businesses qualify. We focus on your performance and potential — not perfect credit. If you've been denied elsewhere, we want to hear from you.
Fast · Secure · No Obligation · Soft Credit Pull Only
Olam Funding has rapidly become the go-to funding partner for thousands of businesses across America. Here's what our clients say.
Businesses Funded
Capital Deployed
Average Rating
Would Recommend
Commission on every funded deal — same rate on renewals
Stop losing deals. Minimal stips. Same-day funding available.
Your own account manager — from submission to funded deal.
A merchant cash advance (MCA) is a lump sum of capital provided to your business in exchange for a percentage of your future daily revenue. It’s not a loan — it’s a purchase of your future receivables, which makes it faster, more flexible, and more accessible than traditional bank financing. There is no interest rate; instead, you’ll see a fixed factor rate applied to your advance amount.
Most applications receive an approval decision within 2–4 hours. If approved before 3:00 PM ET, funds can be wired directly to your business bank account the same day. Otherwise, funds typically arrive the next business day via ACH transfer.
Generally, you need at least 6 months in business, a minimum of $20,000 in monthly revenue, an active business bank account, and a FICO score of 500+. We consider all credit types — past credit challenges or a previous bankruptcy won’t automatically disqualify you. We focus on your actual business performance.
Join thousands of business owners who trust Olam Funding for fast, transparent merchant cash advances.
Complete our simple pre-qualification form and receive a personalized funding offer — no obligation, 100% secure, built for your business.
Fast · Secure · No Obligation · Soft Credit Pull Only
